Please read these terms carefully before using our services
By accessing or using the website, mobile application, and services (collectively, the "Services") provided by FinVest Crediteer ("Company," "we," "our," or "us"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Services.
Legal Agreement: These Terms constitute a legally binding agreement between you and FinVest Crediteer. By using our Services, you represent that you are at least 18 years old and have the legal capacity to enter into this agreement.
FinVest Crediteer provides financial services including but not limited to:
All services are subject to eligibility criteria, credit checks, and regulatory requirements. We reserve the right to refuse service to anyone at our sole discretion.
To access certain features of our Services, you must register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.
You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to:
Important: We are not liable for any loss or damage arising from your failure to comply with these security obligations.
All loan applications are subject to review and approval based on:
Interest rates are determined based on:
All applicable fees, including origination fees, late payment fees, and prepayment penalties, will be disclosed in your loan agreement.
You agree to repay your loan according to the schedule specified in your loan agreement. Late payments may result in:
All investments carry inherent risks. You acknowledge and accept that:
You represent that you have sufficient financial knowledge and experience to evaluate the risks of our investment products. We recommend consulting with a financial advisor before making investment decisions.
Risk Disclosure: Investments in our plans are subject to market risks. Please read all offer documents carefully before investing.
Withdrawals are subject to:
We may charge various fees for our services, including:
We accept payments via:
You are responsible for any taxes applicable to your transactions, including income tax on investment returns. We may be required to report your investment income to tax authorities.
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using our Services, you consent to the collection and use of your information as described in the Privacy Policy.
We comply with:
You agree not to:
All content on our website and Services, including text, graphics, logos, icons, images, software, and code, is the property of FinVest Crediteer or our licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not:
To the maximum extent permitted by law, FinVest Crediteer and its officers, directors, employees, and agents shall not be liable for:
Our total liability shall not exceed the amount you paid us, if any, for the Services giving rise to the claim.
Jurisdictional Limitations: Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.
Our Services are provided "as is" and "as available" without warranties of any kind. We do not warrant that:
We do not provide financial advice. All information provided is for informational purposes only and should not be considered as professional financial advice.
You agree to indemnify, defend, and hold harmless FinVest Crediteer and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:
We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason, including:
Upon termination, your right to use our Services will immediately cease. Outstanding obligations, including loan repayments, remain in effect.
These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms shall not be considered a waiver of those rights.
Before filing a claim, you agree to try to resolve the dispute informally by contacting us. We will attempt to resolve the dispute informally within 30 days.
Any dispute arising from these Terms or your use of our Services shall be finally settled by arbitration in Zurich, Switzerland, in accordance with the Swiss Rules of International Arbitration. The arbitration shall be conducted in English, and judgment on the arbitration award may be entered in any court having jurisdiction.
Class Action Waiver: You agree to resolve disputes on an individual basis and waive the right to participate in class actions or representative proceedings.
We reserve the right to modify these Terms at any time. We will notify you of material changes by:
Your continued use of our Services after any changes constitutes acceptance of the new Terms. If you do not agree to the revised Terms, you must stop using our Services.
If you have any questions about these Terms, please contact us:
Email: info@finvestcredtr.online
Phone: +1(575)973-2530
Address: Bahnhofstrasse 21, 8001 Zurich, Switzerland
Legal Department: legal@finvestcrediteer.com